I presented the following problem to some of my students recently (from Senior Mathematical Challenge- edited by Gardiner)
In the Fibonacci sequence $1, 1, 2, 3, 5, 8, 13, 21, 34, 55,\ldots$ each term after the first two is the sum of the two previous terms. What is the sum to infinity of the series:
$$\frac{1}{2} + \frac{1}{4}+ \frac{2}{8} + \frac{3}{16} + \frac{5}{32} +\frac{8}{64} + \frac{13}{128} +\frac{21}{256} +\frac{34}{512}+ \frac{55}{1024} + \cdots$$
Now, I solved this using an infinite geometric matrix series (incorporating the matrix version of the relation $a_n= \frac{a_{n-1}}{2}+ \frac{a_{n-2}}{4}$), and my students, after much hinting on my part, googled the necessary string to stumble across Binet's formula (which allows one to split the series into two simple, if rather messy, geometrics).
Both of these are good methods, but neither really seems plausible for a challenge set for 15-18 year olds under exam conditions. So how is one supposed to do it?