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1500 questions
19
votes
5 answers

How will I pay for college?

The SAT is coming up soon for me and, with it, everything college. I had held the impression that I was just going to rack up student loans, go to college, and then pay them off with whatever job I got after college. I'm trying to be a bit more…
mowwwalker
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19
votes
3 answers

What happens if a large shareholder of a company goes bankrupt?

One of my positions continues to get beaten down by bad news. The latest is that one of its largest stakeholders might go bankrupt. My question here is what actually happens if a large stakeholder, in this case one that holds for example 49.9% of a…
Stefan Falk
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19
votes
1 answer

Why is it reported as news that a company has "raised money"?

For example, it's been reported that upGrad raised 120 million from Temasek. What does this really mean? Why would a education company want to raise money from another investment company? What is the involvement of the investment company here?
Rajorshi Koyal
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19
votes
1 answer

Why was I asked by the seller to cancel my Amazon Marketplace order, instead of them canceling it themselves?

I ordered an item on Amazon Martketplace and shortly after I received an email from the vendor (via Amazon) advising me that the manufacturer has reported a fault with the batch so they are cancelling the shipment. However, in order to cancel the…
Darren
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19
votes
9 answers

What is an escrow and how does it work? Practical example

I cannot understand the concept of escrow. Wikipedia provides the following example: Escrow generally refers to money held by a third party on behalf of transacting parties. It is mostly used regarding the purchase of shares of a company. It is…
robertspierre
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19
votes
6 answers

Do I have to incur finance charges on my credit card to help my credit rating?

Does using a credit card actually build up your credit score or do you have to incur charges by not paying it off for X amount of time to help with your credit rating? If I'm paying it off every month and using it for everything I buy, am I doing…
Matt W
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19
votes
5 answers

In the United States, how do you get car insurance (auto liability) which is valid no matter what car you are driving?

Almost all auto insurers I speak with require that I give them the model and make of the car I will be driving. For example: Chevrolet Silverado Honda Civic Subaru Outback Consider if I got in a car accident when I was... driving a friend's…
Michael Butler
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19
votes
7 answers

Can I hedge my household expenses using the financial markets?

Apparently farmers can hedge against high raw material prices and low crop prices by using financial instruments such as forwards and futures. Can I use financial instruments to similarly hedge my household expenses against unfavorable prices? A…
Flux
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19
votes
1 answer

Do I pay gift taxes in US, if I send money (>$15000) to my father in India?

I am in the US on F1 visa - OPT, I need to send money to pay off my student loan in India. I have already sent about $25000 to my dad, who has paid it to the bank for my student loan and I am planning to send about $15000 more for the same…
user63762453
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19
votes
3 answers

In what way does technical analysis involve astrology and reading tea leaves?

I am considering whether or not I should learn technical analysis after fundamental analysis. When I searched for "technical analysis" on internet forums to gauge whether or not it is worthwhile for me to learn, I noticed people saying that…
user102086
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19
votes
4 answers

Sugar daddy prepaid card scam

For a couple of weeks, I have been talking to a sugar daddy. He sent me a “prepaid” card, which is now activated, and he requested that I withdraw a large amount and deposit into his Bitcoin wallet. Is this some sort of scam?
Iliana
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19
votes
7 answers

Did I save enough for my age? Am I falling behind and should be saving more or take some investment risks to earn more?

I am a 28 years old male, living in the US. Currently working full time with the salary of $84K per year. I also have a dependent wife(same age as mine), who is currently studying in a uni, graduating soon. We have a total of about $75K in…
user4815
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19
votes
8 answers

Am I getting Craigslist scammed?

I am selling a mower on Craigslist and I received this in a text: FRM: Harry Luong SUBJ: Re: Hey, is still for sale? MSG: Great I saw the detail on the Ad and I'm okay with the price & condition and i want you to consider it sold. I will be…
Hunter Childers
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19
votes
4 answers

Can stocks trade at negative prices?

I've looked everywhere, and everyone says that stocks can never sell below zero. I don't think that's true. For example, if a company is structured with unlimited liability, it should be possible for its stock to trade at negative prices. Is it…
Flux
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19
votes
8 answers

Beginning to trade from a mathematics background

I'm from a mathematics background and I'm curious to understand the skill of profiting off the stock market as an individual. Is it ones ability to predict successful businesses? Is quantitative trading viable anymore for individuals? Is it a lot of…
charl1e
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