Personal Finance and Money Stack Exchange
Personal Finance and Money Stack Exchange

Questions tagged [united-kingdom]

For questions that relate to the laws, practices, and products of the United Kingdom.

For questions that relate to the laws, practices, and products of the United Kingdom.

2148 questions
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How to stop myself from spending my tax money?

I have some money saved up to pay taxes in my personal tax return but I want to do something with it that stops me from spending it on other things. Can I pay the taxes early? Can I put it in some kind of bank that will release it on a particular…
Little Johnny
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6
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I have not been invoiced for work done for me back in 2016 - in the UK

I have had various people do work for me, architects, builders and the like. They do work, they send me invoice, I pay, all is good. However, I have had two people who have done different jobs for me, neither of whom have sent me any invoice or…
Puffafish
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4
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Freehold and Leasehold for Pub/Bar?

I'm a foreigner and I want to open a Pub in London. I'm searching for Pubs to buy but everywhere I look it says "Leasehold" or "Freehold" and I'm really confused. I googled it but I still don't get what they mean. I'm looking for something to buy…
The Mechanic
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4
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As someone living outside of the UK, how do I get started with investment in the UK?

I am young Brit, beginning my career as a scientist in Germany. Over the last few years I have accrued a sum which I wish to invest as long term savings, however the life of a scientist is one of regularly changing country (every 1-2 years). For…
V.S.
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4
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Am I eligible for a student maintenance loan?

I have an unconditional offer to go to University from September 2013. However, when I was looking at the finance side of it, I found that EU students (so people from a country in the European Union but outside the UK) can't get maintenance loans.…
User
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4
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Monzo Business Account payments

Evening. Quick question realting to Monzo Business Accounts and making a payment from them. I have somebody who has one of these business accounts wanting to buy goods from me. They want bank account details (standard) as well as an email address…
Ellis
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4
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Can a UK bank request to see unredacted statement from a payee?

My father transferred some money accross to my bank account, which I no longer required and returned within a month. TSB has frozen my account and told me this in a letter demanding I send payee's bank statment. Which I had to request from my father…
user107240
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3
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1 answer

Company has wrong tax code

The company I recently started working for had my wrong National Insurance number (off by a digit). I contacted them to get it rectified but it seemingly wasn't rectified in time for my first pay cheque. I've emailed them to ensure it gets rectified…
Nanor
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3
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Conveyancing Solicitor problems UK

I hope someone can help us, my wife and I are in our 70s and in poor health made worse by our current predicament. We’ve sold our house and are living with our daughter temporarily whilst trying to buy a bungalow closer to them with the purchase…
Brian O'Shea
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Regarding Tax deductions

I have moved to UK on 10th Feb 2018. And Tax amount around £1300 has been deducted for months Feb and March because I didn’t have NI number for first 2 months and also it was end of financial year. my monthly salary is 3500. can anyone please help…
vinay
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In the UK what are citizens legally obliged to do (in order to not be fined)

What government stuff do you need to do in the UK? I have heard the following terms in passing: ['council tax', 'electoral register', 'tax return', 'P60', 'Jury duty'] and I am now aware that I need to chase local councils to make sure they all…
xxjjnn
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Newly Formed Non Resident UK LLP Form SA401 and SA402

I'm not resident of UK or EU and I've newly formed a two membered UK LLP as non resident with me as a member and a single member US LLC as the other designated member. After one week of forming the LLP I've received a letter from HRMC on the…
user3509046
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How big can your deposit be for a Life time ISA?

I understand you have to have a mortgage to use it for a house without a withdrawal charge? but can you say build up 90k in a life time Issa and have a 10k mortgage on your first house costing 100k?
red squirrel
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Why don't most lenders lend on a leasehold property if the lease has fewer than 70 years?

The Money Advice Service: How important is the length of a lease? If the lease is for less than 70 years, you might struggle to get a mortgage. Lenders will normally need it to run for 25-30 years beyond the end of your mortgage.
user85969
2
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1 answer

Where are records of fund ownership held between platform and fund

I own a number of units in a fund. Does the fund know that I own those units? Or only the platform on which I hold them? To put it another way: If different customers own units in the same fund on the same platform, does the fund itself know that…
Paul Butcher
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