Let $I$ be an infinite set and each $C_i$ be a nonempty countable (finite or infinite) set. I would like to prove without ordinals/cardinal arithmetic that
$$\left|\bigcup_{i\in I}C_i\right|\leqslant |I|,$$
where $|\cdot|\leqslant|\cdot|$ is thought of only as an order relation based on existence of an injective function.
I have seen this fact justified with cardinal arithmetic, as at the end of this answer. However, I would like to be able to prove this with minimal set-theoretic background, if possible. All proofs I have found justifying cardinal arithmetic, such as the rule $\aleph_\alpha\cdot\aleph_\beta=\aleph_{\max(\alpha,\beta)}$, rely on ordinals. Thus I would rather avoid taking any rules of cardinal arithmetic as given and just show the existence of an injective function $f:\cup_{i\in I}C_i\to I$ directly.
It is fine if the proof uses axiom of choice or Zorn's lemma, as I imagine this is necessary.