What am I fundamentally doing wrong?
There is really only one thing I can tell you are doing wrong, but it is not such a trivial point. Suppose your statement to prove is $S(n)$; the inductive hypothesis will be $S(k)$ (where this will be assumed to be true for some fixed $k\geq ?$), and you will then be trying to show that $S(k)\to S(k+1)$, where you work from the left-hand side of $S(k+1)$ to the right-hand side of $S(k+1)$. The problem is that you are not working to the right-hand side of $S(k+1)$. You simply throw in your extra summand in both examples but do not actually work towards coaxing the right-hand side of $S(k+1)$ out of the left-hand side of $S(k+1)$. To illustrate specifically what I am talking about, I'll show you via your first example (the same applies for your second example though).
Example 1: Here you are trying to establish that
$$
S(n) : \sum_{i=1}^n(2i-1)=n^2.
$$
Your inductive hypothesis is
$$
S(k) : \sum_{i=1}^k(2i-1)=k^2.
$$
Now, you need to show that
$$
S(k+1) : \sum_{i=1}^{k+1}(2i-1)=(k+1)^2
$$
follows from $S(k)$. What you are doing is simply slapping on the extra $2k+1$ term on the left- and right-hand side of $S(k+1)$. This may not be seen as technically wrong in that it will ruin your proof, but it is very sloppy and should be avoided. In a simple summation problem like this, there's not much of an issue, but it's a bad habit to cultivate (the bad habit being not formulating the inductive proof very clearly). Here, we clearly have that $k^2+2k+1=(k+1)^2$, but what happens when you have something much more complicated? You end up with an unnecessarily complicated proof that is sloppy, unclear, etc. Here is how I would write up your proof:
Claim: For $n\geq 1$, let $S(n)$ denote the proposition
$$
S(n) : \sum_{i=1}^n(2i-1)=n^2.
$$
Base case ($n=1$): $S(1)$ says that $2(1)-1=1=1^1$, and this is true.
Inductive step: Assume that
$$
S(k) : \sum_{i=1}^k(2i-1)=k^2
$$
is true for some fixed $k\geq1$. To be shown is that
$$
S(k+1) : \sum_{i=1}^{k+1}(2i-1)=(k+1)^2
$$
follows. Beginning with the left-hand side of $S(k+1)$,
\begin{align}
\sum_{i=1}^{k+1}(2i-1)&= \sum_{i=1}^k(2i-1)+2(k+1)-1\tag{by $\Sigma$-defn.}\\[0.5em]
&= k^2+(2k+1)\tag{by $S(k)$}\\[0.5em]
&= (k+1)^2\tag{factor}
\end{align}
we end up at the right-hand side of $S(k+1)$, completing the inductive step.
By mathematical induction, the proposition $S(n)$ is true for all $n\geq 1$. $\blacksquare$
Finally, you may find this post helpful in regards to writing clear induction proofs.