Personal Finance and Money Stack Exchange
Personal Finance and Money Stack Exchange

Most Popular

more tags
1500 questions
20
votes
3 answers

Should I keep a credit card open to maintain my credit score?

I have a credit card that was opened when I first got out of college, and was my first credit card. Since then, I have switched to cards with rewards, figuring that since I pay it in full each month, as I might as well get some bonus when I spend…
Swoop
  • 616
  • 3
  • 6
20
votes
9 answers

Best ways to invest for a planned house purchase in 1 year?

I've just sold my house after relocating and got £45,000. I am now looking for a house to buy. In the area where I live now houses are around £500,000, so I will need at least £50,000 for the deposit, £15,000 for stamp duty tax and about £2,000 in…
algiogia
  • 822
  • 1
  • 8
  • 15
20
votes
3 answers

How to protect an employee's wages before the company declares bankruptcy?

I work for a company which is behind on my salary. The company might file for bankruptcy: how do I claim my salary before then? This question is different from other postings. We are discussing how to get wages for employees before the company…
goofyui
  • 1,117
  • 7
  • 17
20
votes
7 answers

Charges from Dollar General have never shown up on my debit card. How can I resolve this?

During the summer of 2016 I lived by a Dollar General and went there about once a week. I only had a debit card then and paid for everything this way. DG was notable in that I never had to enter my pin or sign a receipt for anything, the cashier…
user90637
20
votes
12 answers

How to manage expenditure when billing cycles and paycheck cycles are not aligned?

I get paid on the 15th and the last of the month and my husband will be getting paid weekly when he starts a new job after the one he has been working at for 25 years will be closing soon. How does one work the bills when one person gets paid twice…
Stephanie Grohol
  • 335
  • 1
  • 2
  • 6
20
votes
6 answers

In what state should I register my web-based LLC?

DISCLAIMER: I understand that as a US corporation, you're required to pay taxes in whatever state you A) do business in, b) pay employees in, and c) have property in. I understand that registering in Nevada (a no-income tax state) will not save me…
linkedlinked
  • 1,190
  • 8
  • 14
20
votes
5 answers

What to do with expired cards (credit, debit, insurance cards, ...)

I wonder if it is safe to throw away expired cards (credit cards, debit cards, health insurance cards) with name and card/account/ID number as trash. Even if other people have them, will they be able to use these cards in some way that can make me…
Tim
  • 5,883
  • 21
  • 64
  • 88
20
votes
10 answers

How to save money by shopping at a variety of grocery stores?

I am living close to a mall with several grocery stores. I would like to save money on the food I buy. I have tried using apps that show me the best prices, ads, and coupons from multiple stores, but have trouble coming up with a strategy. I have…
titchseason
  • 1,109
  • 1
  • 9
  • 15
20
votes
3 answers

Are those flyers about apartment purchase a scam?

Let me start by stating that I know the golden rule: "If you need to ask if it's a scam, it very likely is". In this scenario my "spidey-sense" is tingling, however I can't quite see how would this scam work, if it is one. This is in Europe. Lately…
Yuropoor
  • 334
  • 2
  • 6
20
votes
4 answers

I was contacted by a private bank overseas to get my inheritance

Someone I knew, who was in a Mexican prison, has passed away and apparently this person has left me money. The bank called me and gave me details to log into an online bank account where I could see the money in an account with my name on it. The…
user88780
20
votes
9 answers

What precautions should I take when lending money to a friend?

I'm thinking of helping out a friend by lending him some money (~ $10k). I totally trust him, but I still have a feeling that I should have a contract or something similar. Are there standard contracts out there for these kind of things? If not,…
znq
  • 483
  • 3
  • 9
20
votes
1 answer

Do I have a right to cancel a purchase of foreign currency in the UK?

A few days ago I ordered 100 Euros using a travel agents website, to be picked up in their store and paid for them in GBP by debit card. I noticed just after that they aren't open on Sundays, meaning I won't be able to collect them before my trip. I…
fluidj
  • 303
  • 2
  • 4
20
votes
4 answers

Should I tell my insurance company I have an unsecured loan for my new car?

Generally, I do all of my quotes online instead of dealing with an agent. They've always asked if the car is leased, financed, or owned. In my current situation I am technically financing the car, but the loan is unsecured. This means that the title…
Jeremy
  • 201
  • 2
  • 3
20
votes
6 answers

How to return a security deposit to a tenant

Very simply put: How should one return a security deposit to their tenant in such a way that there is proof I've fulfilled my responsibilities to do so? It is Colorado in this case and I see no such laws governing the format of the deposit. What are…
maplemale
  • 1,541
  • 13
  • 24
20
votes
2 answers

15% tax on $7.5k earnings. Is that right?

This year is my first year in the USA. My sole earnings were an honorarium from a university for $7,500 -- reported on a 1099-MISC form in box 7. For this, I was on-site for a few days and talked about my particular technical expertise with…
A-Foreign-Scientist-2018
  • 201
  • 2
  • 4
1 2 3
…
99 100