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1500 questions
20
votes
5 answers
How exactly does dealing in stock make me money?
Soon I will be coming into a bit of extra money. Rather than simply sticking it in a savings account I would like to make my money work for me and getting into stock seems to be a good way to do that.
Trismegistus
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20
votes
8 answers
Should I pay off a 0% interest car loan or put money towards high principal student loans?
Within the past year my wife and I have paid off approximately $40,000 in debt - from her car loan, my two student loans, and other misc debt (new refrigerator, hardwood floor install). I had a car lease expire so I went to purchase a new one and…
bdowden
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20
votes
5 answers
Why did gold prices drop in 1981?
Anyone know why gold prices drop by $400 an ounce in 1981?
http://www.kitco.com/scripts/hist_charts/yearly_graphs.plx
jspooner
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20
votes
2 answers
What should I do when the reality of money present and the amounts in GnuCash differ?
I started doing double entry bookkeeping with GnuCash to keep track of my personal finances, down to the penny. I think I am familiar with most of the basics of double entry bookkeeping, I took a course in it many years ago and read the GnuCash…
user24385
20
votes
2 answers
Is selling your house without an agent worth the hassle?
There have been numerous "for sale by owner" signs appearing recently. This seems like a convenient way to reduce the commission charged by Real Estate agents but I have heard that this is still a "closed" market unless one already has a buyer…
Zephyr
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20
votes
3 answers
Should I really pay off my entire credit card balance each month or should I maintain some balance?
I've heard two conflicting things:
One is that you should pay your entire credit every month, and the other that you should maintain roughly %30, %50 (it varies by who you ask) of your available credit still indebted, but pay off the minimum amount…
M. Duff
- 411
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20
votes
3 answers
How to make a decision for used vs new car if I want to keep the car long term?
After 1 year of working my situation changed and I found myself in situation when I need to buy car (for shopping/commuting/...). When I shopped around on web reasonably used cars (<7 years and from manufacturer known for cars which don't have…
CarBuyerNewbie
- 301
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20
votes
9 answers
Investing small amounts at regular intervals while minimizing fees?
My daughter is about to turn one year old and I'd like to start some sort of investment account for her. The purpose would be to invest her birthday and gift money into the stock market each year. I'd like to use this account to teach her how…
user70192
- 355
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- 4
20
votes
4 answers
Should my rainy day fund be fixed or should I increase it by a little every month?
I've just started working and I'm building up several of my investments (mortgage preparation fund, general savings fund, rainy day fund, wedding fund).
As for the mortgage, wedding fund, and general savings fund, I plan to put a fixed amount of my…
Zaenille
- 4,334
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20
votes
3 answers
How do you short US Treasuries?
As the US government continues to issue record levels of debt, I don't think it can continue to sell that debt at 2 - 3% interest. It will face the simple supply/demand law of economics — the more supply of an item, the less valuable each item is…
Muro
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20
votes
4 answers
Can you explain why it's better to invest now rather than waiting for the market to dip?
I'm interested in investing in domestic (e.g. S&P 500) and international index funds. My investing time period is 30-40 years. This is irrational, but I'm worried about investing now because the stock market seems quite inflated. Like others, I'm…
user3314418
- 323
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20
votes
4 answers
How to invest in stocks without using an intermediary like a broker? Can shares be bought direct?
I am looking to buy stocks but I would like to do so without a broker. From what I can tell, the exchanges are good ole boys clubs that require you know (or pay) someone in order to participate. Am I wrong? Is there a way to invest without an…
Chris
20
votes
2 answers
What's the difference between credit unions and banks?
Is one better than the other?
I've noticed that national banks seem to charge more (and higher) fees. Is that just me?
Corey
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20
votes
3 answers
What to ask for on a business partnership?
I am being asked to provide technical expertise on a technology entrepreneurship. They are offering me equity of the business, in exchange of my work/commitment.
I know they will require a capital investment soon down the line. What may I ask, in…
Geo
- 5,825
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20
votes
3 answers
In double entry accounting, how does income become equity?
Using GNUCash, help, putting it all together, I'm accounting for a lottery income transaction.
I was able to get the example shown with 2 transactions.
1. Dr. Savings 750,000
Cr. Income:Lottery 750,000
2. Dr. Income:Lottery…
zundarz
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