Personal Finance and Money Stack Exchange
Personal Finance and Money Stack Exchange

Questions tagged [check]

for questions related to a Check [spelled as Cheque in Asia, UK, and Canada] as a bank instrument to withdraw money.

for questions related to a Check [spelled as Cheque in Asia, UK, and Canada] as a bank instrument to withdraw money.

A check ( or cheque) is a document that orders a payment of money from a bank account.

http://en.wikipedia.org/wiki/Cheque

Checks are common for large transactions where cash is not appropriate and credit is not sufficient.

Questions tagged with check should be about the laws, rules, regulations or safety of using a check for the payment method.

411 questions
25
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7 answers

Is a check without cents in the spelling line valid?

I wrote a check for $450.00. In the number box I put the amount $450.00 exactly. In the spelled number line I put Four Hundred and Fifty. I did not include the cents fraction in the spelling. Is the check valid?
rigs
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17
votes
5 answers

Mistakenly wrote "$" in the numeric section of check

When filling a check, I wrote the numeric value correctly. However, I wrote "$" before the numeric value (while the check itself has "$" symbol printed at the beginning of the numeric box). Will the bank accept the check or should I write a new…
Ashish
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16
votes
1 answer

Uncashed lawsuit settlement check

My mom is 84 years old, and her memory is not so good. I just found a lawsuit settlement check from an attorney along with the settlement papers in her files. The check is for $24,000, drawn on an IOLA account and is dated Jan 1996. What should I…
leslie
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15
votes
2 answers

What is the point of the line on a check?

It's typical to draw a long line after the written-out amount on a check: One hundred twenty-three and 45/100 -​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​-​- What does this accomplish? Without it, someone could change it to: One hundred…
Someone
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12
votes
3 answers

Are everyone's checks unique?

Are checks from the bank are unique? Can you give a blank check to a friend so that they can use it as if it were their own? Or must checks be linked to a person's bank account?
marki
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11
votes
1 answer

Made a mistake on check need help to fix

I wrote a check and put the amount in the pay to order spot. Can I just mark it out, put the name in the spot and finish writing the check?
King
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9
votes
1 answer

Is writing out the entire spelling of the cents on a check acceptable?

I was writing a check and while I was writing, I spelled out value of say $124.12. I accidentally wrote "One Hundred Twenty Four and Twelve Cents", instead of "One Hundred Twenty Four and 12/100". Is there a proper way to correct this, or can I…
Matthew
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5
votes
3 answers

What should I do if a check gets lost in the mail?

Should I request a new check from the sender? And is there a risk that they might not provide one? What if something else happens, like what if the check gets damaged?
InquilineKea
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5
votes
2 answers

Stale dated check in posession, company won't reissue, sol?

Basically as the topic suggests I have a check in my possession which while it doesn't have "void after.." appears to be valid only for 6 months. Company isn't responding to emails, I have a credible reason for not cashing it in 6 months.. was…
Craig
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3
votes
2 answers

incorrect printed information on check stock

I have some checks that were printed in error with duplicate check numbers. All of the other information is correct. Would it be OK to correct the check numbers with a sticker or correction tape?
Anne
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2
votes
1 answer

Why are cancelled cheques only temporarily invalid?

In this answer to a question regarding stolen/cancelled cheques, it is stated: A little known fact about stopped checks is that the stop is often only good for a short period of time (only six months at some banks) at which time the 'stops' are no…
Vikki
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2
votes
1 answer

Cheque & bank account: why have cheques

Recently, I had some troubles, mostly caused by my ignorance on the topic of cheques, with cheques in Australia. I am from central Europe, and for most people of my age, cheques are a thing known from books and TV, but not from real live. My…
Dohn Joe
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2
votes
1 answer

I forgot to write the name on the check

I forgot to write the name on the check, but I signed and put the numbers. Is the bank going to accept this check?
Vica Rusu
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2
votes
1 answer

How to cash out Canadian cheque in foreign country

Prerequisites: I live in Ukraine I don't have a bank account in Canada I have a cheque from Canadian bank on my name. Ukrainian banks don't cash out cheques. Question: How can I cash out the cheque? Is the only way to ask the issuer to change the…
Nikolai Kushpela
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2
votes
1 answer

What can I do if I found an old uncashed check?

I was cleaning out a desk and found an old uncashed paycheck from 2013 ! Here's the thing, the check is for a little over $1600.00 Is there anything I can do to redeem this check?
Betty Slack
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