The so-called master theorem is not needed anyway, neither here nor in many other questions of the same ilk asked on math.se so the fact that you require a solution not using it is quite welcome... Here we go:
Just as when studying ordinary differential equations, we start with the linear part of the relation, that is, $$T(n)=4T(n/2)=\color{blue}{2}^{\color{red}{2}}T(n/\color{blue}{2}),$$ or equivalently, $$\frac{T(n)}{n^{\color{red}{2}}}=\frac{T(n/2)}{(n/2)^{\color{red}{2}}},$$ which is obviously solved by $$T(n)=Cn^{\color{red}{2}},$$ for some constant $C$. This suggests to transform the relation at hand, using $$S(n)=T(n)/n^2.$$ One gets $$S(n)=S(n/2)+1/n.$$ Better, but not quite the best possible formulation... Iterating the identity involving $S$ yields the values of $S$ at $n/2$, $n/4$, and so on, hence we could as well consider from the start $$R(k)=S(2^k)=T(2^k)/4^k.$$ Now the relation at hand becomes $$R(k)=R(k-1)+1/2^k,$$ that is, $$R(k)=R(0)+1/2+1/4+\cdots+1/2^k=R(0)+1-1/2^k,$$ or equivalently, $$T(2^k)=4^k(T(1)+1)-2^k,$$ which proves that $$T(2^k)=\Theta(4^k),$$ for every nonnegative $T(1)$.
And now comes one most unsatisfying practice of the field, which is to pretend that this last identity implies that $$T(n)=\Theta(n^2),$$ although it does not (and anyway, what would be the identity we started from when $n=3$?).
In retrospect, the exact formula we found suggests that the upper bound $$T(n)\leqslant Cn^2-n,$$ should carry through easily. And behold! if this upper bound holds for $n/2$, then $$T(n)=4T(n/2)+n\leqslant4(C(n/2)^2-(n/2))+n=Cn^2-n,$$ as desired. Likewise, every lower bound $$T(n)\geqslant cn^2-n,$$ is hereditary.