Starting from $F_n = F_{k-1} F_{n-k-1} + F_{k-1} F_{n-k} + F_{k-2} F_{n-k} $
and letting $F_k \approx \phi^k$, I am hoping to find the corresponding statement for the Golden ratio:
$\phi^n = 2 \phi^{n-2} + \phi^{n-1}$ or just $\phi^2 = 2 + \phi$. Where did I go wrong?
In fact, starting from an even simpler identity: Proof of identity $F_m F_n + F_{m−1} F_{n−1} = F_{m+n−1}$ for Fibonacci numbers you can get the same faulty asymptotics
$\phi^{m+n} + \phi^{m+n-2} = \phi^{m+n-1}$ or $\fbox{$\phi^2 + 1 = \phi$}$.
See also Showing that an equation holds true with a Fibonacci sequence: $F_{n+m} = F_{n-1}F_m + F_n F_{m+1}$