Consider the matrix \begin{bmatrix}0&-1\\1&0\end{bmatrix} whose minimal polynomial is $x^2 + 1$, which has no solution in $\mathbb{R}$, so this matrix has no real eigenvalues, since the zeros of the minimal polynomial are the eigenvalues.
Let $S$ be the matrix above and $T$ be the additive inverse of $S$:
$$S=\begin{bmatrix}0&-1\\1&0\end{bmatrix}, \qquad T=\begin{bmatrix}0&1\\-1&0\end{bmatrix}$$
hence the addition and the multiplication of $S$ and $T$ are:
$$S+T=\begin{bmatrix}0&0\\0&0\end{bmatrix}, \qquad ST=\begin{bmatrix}1&0\\0&1\end{bmatrix}$$
As the multiplication equals the identity matrix, $S$ and $T$ are inverses of each other, so they commute. Moreover, addition and multiplication have eigenvalues $0$ and $1$, respectively - which are not the sum or product of an eigenvalue of $S$ and an eigenvalue of $T$, simply because $S$ has no eigenvalues.