Well, my algebra teacher's favorite way of explaining the quotients is to say that, by the quotient $\mathbb F[x]/(f(x))$ we understand the ring $S\subset \mathbb F[x]$ where $f(x)$ is regarded as $0$.
Hence, $\mathbb Z[x]/(x^2+1)$ is just $\mathbb Z$ adjoined by an element $x$ which satisfies $x^2+1=0,$ i.e. $i$. So $\mathbb Z[i]\cong \mathbb Z[x]/(x^2+1).$ Moreover, the image of $3-x$ in the quotient $\mathbb Z[x]/(x^2+1)$ is precisely $3-i$, so that our desired quotient is just $\mathbb Z[x]/(x^2+1,3-x).$ As explained by Alex, this quotient is exactly isomorphic to $\mathbb Z/10\mathbb Z.$
Now, for your second question, by forming quotients you just add some roots of the polynomials in question into $\mathbb R$. If the roots are complex, then the resulting quotient is $\mathbb C$.
In fact $L\cong M\cong \mathbb C$, and $N$ is isomorphic to an algebra over $\mathbb R$, of dimension $2$, and generated by an element $x$ satisfying $(x+1)^2=0$, while $x\not=-1$.
P.S. As this is only a supplement to the answer by Alex, I made it CW.