Let $A$ be a commutative Noetherian ring with unity with $\mathrm{Spec}(A)$ finite and discrete. For any $A$-module $M$ and any homothety $f_r:M\to M,\ m\mapsto mr,\ r\in A$, if $\ker(f_r)=\{0\}$, then $f_r$ is surjective.
I do not know whether I am on the right track. I am failing to reason it out clearly.
Proof: If $A$ is a commutative Noetherian ring with unity, then Spec($A$) is finite and discrete iff $A$ is Artinian. Hence A is a finite product of commutative Artinian local rings, say $$A\cong A_1\times\ldots\times A_n,n\in\Bbb Z_{>0}.$$ For any $x\in A, x=(x_1,\ldots,x_n)$ with $x_i\in A_i$ and each $x_i$ is either nilpotent or invertible because $A_i$ is Artinian local. If $\ker(f_r)=\{0\}$, then $\ker(f_r)=\{m\in M:f_r(m)=mr=m(r_1,\ldots,r_n)=(0)\}$ implies that $r$ is not a zero divisor on $M$.
Also $\ker(f_r)=\{0\}$ iff $f_r$ is injective on $M$ iff $r\notin \mathcal{P}$ for all primes $\mathcal{P}\in\text{Ass}(M)$ where $\text{Ass}(M)$ are the associated primes of $M$.