Note: A similar answered question is here: What is the difference between the limit of a sequence and a limit point of a set?
For the sake of documentation, I will try to answer this question in a different way, borrowing the terminology of the previous answer.
You describe a sequence $x_n$ that converges to $x$, i.e. $x_n\to x$ or equivalently $\lim_{(n\to\infty)}x_n=x$. Furthermore, in your example there exists an $N$ such that for all $n>N$, $x_n=x$. As you say, this is fine and within the definition of a convergent sequence.
Not being all familiar with this term, I take it that the range set of sequence $(x_n)$ is the set of every member of the sequence; $R=\bigcup \{x_n\}=\{x_n$ for all $n \}$.
Now, (in my understanding), limit points of sets are defined with intervals in mind, as being inner or limit points of intervals. The neighborhood requirement in the definition leads to such points being accepted while discrete/singular points are not accepted.
In this example, $R$ is finite and discrete. $R$ contains no intervals of any size $>0$. Therefore it contains no limit points such as they are defined for sets.
So it is all in good order that your sequence has a limit (which is its only limit point) but its range set has no limit point. These are two different concepts of "limit point".
Update: for more information:
https://en.m.wikipedia.org/wiki/Accumulation_point.
The lead section of this article [currently] includes a summary of the distinction between "limit points" of sets vs sequences.