Consider any diagram of finite $T_0$-spaces where the spaces involved are at most countably many. So we have $X_0, X_1, \ldots, X_n, \ldots$ each of which is $T_0$ and finite and some continuous maps between them. Suppose $L$ is the limit of that diagram in the category $\text{Top}$.
Is $L$ locally compact (or even compact)?
Here we take the definition of locally compact as definition 2.1 on nLab: every point has a neighbourhood base consisting of compact subspaces. In other words: a topological space $X$ is locally compact if for every $x \in X$ and every open neighbourhood $U$ of $x$ there is some compact neighbourhood $K$ of $x$ with $K \subseteq U$.