Let $R$ be a (commutative with identity) ring, and $S$ be a multiplicatively closed subset of $R$. We define the localization of $R$ at $S$ a ring homomorphism $\phi:R\to S^{-1}R$ into a ring $S^{-1}R$ such that each element of $\phi(S)$ is a unit in $S^{-1}R$, and such that whenever we have a ring homomorphism $f:R\to T$ such that $f(S)$ is contained in the group of units of $T$, we have a unqiue ring homomorphism $\bar f:S^{-1}R\to T$ satisfying $\bar f\circ \phi=f$.
I want to show that $\ker(\phi)=\{x\in R:\ sx=0 \text{ for some } s\in S\}$ using the above definition.
The usual proof goes by explicitly constructing $S^{-1}R$ by defining an equivalence relation on $(S\times R)$. But why should we need any explicit construction. When dealing with tensor products, we prove everything from universal property alone. So there must be a way here too. But I cannot see it.