Let $I$ and $J$ be ideals of a commutative ring $R,$ considered as $R$-modules. The product ideal $$IJ=\left\{\sum_{i=1}^{n}a_{i}b_{j}:n\in\mathbb{N},a_{i}\in I,b_{j}\in J\right\}$$ is also an $R$-module.
Question: Is it true that $I\otimes_{R}J\cong IJ?$
This seems intuitive to me, since I like to think of the tensor product $M\otimes_{R}N$ as "sums of things of the form $m\otimes n$ where $m\in M$ and $n\in N,$" and this sounds a lot like a description of $IJ.$
I came up with the following (now seen to be incorrect) argument, which originally I had posted as an answer:
Let $f\colon I\times J\to IJ$ be given by $(a,b)\mapsto ab.$ This is an $R$-bilinear map, so there exists a (unique) corresponding $R$-linear map $h\colon I\otimes_{R} J\to IJ$ with $h(a\otimes b)=ab.$ We would like to prove that this map $h$ is bijective.
To prove that $h$ is surjective: the element $\sum_{i=1}^{n}a_{i}b_{j}\in IJ$ is mapped to by $\sum_{i=1}^{n}a_{i}\otimes b_{j}.$
To prove that $h$ is injective, we consider its kernel. Suppose $x=\sum_{i=1}^{n}a_{i}\otimes b_{j}\in I\otimes_{R}J$ is such that $h(x)=0.$ Letting $y=\sum_{i=1}^{n}a_{i}b_{j}\in IJ,$ we see that $$x = \sum_{i=1}^{n}(a_{i}b_{j}\otimes1) = \left(\sum_{i=1}^{n}a_{i}b_{j}\right)\otimes1 = y\otimes 1.$$ Therefore $h(y\otimes1) = 0.$ But by the defining property of $h$ we have $h(y\otimes 1)=y\cdot1=y,$ whence $y = h(x) =0.$ Therefore we must have had $x=0\otimes 1=0$ all along, so the kernel of $h$ is trivial and this completes the proof.
However, the above argument does not work, as pointed out to my by @xyzzyz, since we don't know that $1\in J$ (and indeed this is true if and only if $J=R,$ which changes the nature of the question).