Is the series $$\sum_{n=1}^\infty\left(1-\frac1{\sqrt n}\right)^n$$
convergent?
Is the series $$\sum_{n=1}^\infty\left(1-\frac1{\sqrt n}\right)^n$$
convergent?
Rewrite $$ a_n = \left(1-\frac{1}{\sqrt n}\right)^n = e^{n\ln\left(1-\frac1{\sqrt n}\right) } $$ and using the Taylor series (to order two) of $\ln(1-x)$ around $0$, $\ln(1-x) = -x-\frac{x^2}{2} + o(x^2)$, you obtain $$ a_n = e^{-n\ln\left(\frac1{\sqrt n} + \frac1{2n} + o(\frac{1}{n})\right) } = e^{-\sqrt n - \frac{1}{2} + o(1) } \operatorname*{\sim}_{n\to\infty} e^{- \frac{1}{2}}e^{-\sqrt n}. $$ To conclude, theorems of comparison (between non-negative series) ensure that the two series $\sum_n a_n$ and $\sum_n e^{-\sqrt n}$ have same nature.
Outline: Since $\left(1-\frac{1}{\sqrt{n}}\right)^{\sqrt{n}}$ has limit $\frac{1}{e}$, after a while (indeed immediately) it is $\le \frac{1}{2}$.
So the $n$-th term of our sequence is $\le \frac{1}{2^{\sqrt{n}}}$.
After a while, this is less than $\frac{1}{n^2}$, since $\ln(2^{\sqrt{n}})=\sqrt{n}(\ln 2)$ and $\ln(n^2)=2\ln n$, and after a while $\sqrt{n}(\ln 2)$ is (much) bigger than $2\ln n$.
But $\sum \frac{1}{n^2}$ converges, and therefore by comparison so does our series.
Hint: the upper bound $$ \left(1-\frac1{\sqrt n}\right)\le e^{-\frac1{\sqrt n}} $$ follows directly from the inequality $1+x\le e^x$.