This was asked here: Zero divisor in $R[x]$
But what I'm really asking is:
If $f(x)=a_0+a_1x+\cdots+a_nx^n$ is a zero divisor in $R[x]$, isn't every $a_i$ a zero divisor in $R$?
Let $q(x)f(x)=0$. Then clearly $a_0q_0=0$. So $a_0$ is a zero divisor. Assume this is the case for all $a_i$ with $i\leq n-1$. Write $p_i$ for the non zero elements such that $p_ia_i=0$ and define $A=p_0p_1...p_{n-1}$. Since $a_0q_{n}+a_1q_{n-1}+...+a_{n-1}q_1+a_nq_0=0$ (the coefficient of the term $x^n$) multiplying both sides by $A$ gives $Aq_0a_n=0$. Since $Aq_0$ is non zero, $a_n$ is a zero divisor.
Is this correct?