I don't know why can't I draw $\ce{[HCO3]-}$ like that:
I tried to draw it like that and checked everything. I checked formal charge and all was good. Why they draw it OH I know its also alright but whats wrong with my draw? 24e checked and formal charge checked. The upper left oxygen has 6 non bonding electrons the next one has 4 non bonding electrons. It's coordinative bond.