Let $A$ be a commutative ring with one, let $$ M=M_0>M_1>\cdots $$ be a descending chain of finitely generated $A$-modules, and let $a$ be in $A$.
Does the inclusion $$\bigcap_{n\in\mathbb N}aM_n\subset a\left(\bigcap_{n\in\mathbb N}M_n\right)$$ always hold?
Here of course "$\subset$" means "is a not necessarily proper subset of".
Let us show that the answer is Yes if $A$ is a principal ideal domain.
We can assume $a\ne0$.
Let $(x_n)_{n\in\mathbb N}$ be a sequence of elements of $M$ such that $ax_n=ax_0$ for all $n$.
It suffices to find an element $x$ in the intersection $I$ of the $M_n$ such that $ax=ax_0$.
We have $M_n=T_n\oplus F_n$, with $T_n$ torsion and $F_n$ free. The $(T_n)_{n\in\mathbb N}$ forming a weakly decreasing sequence of artinian modules, we can assume $T_n=T\subset I$ for all $n$, and it suffices to prove $x_0\in I$.
Writing $x_n=t_n+f_n$ (obvious notation), it is enough to verify $f_0\in I$.
Our equation $ax_n=ax_0$ becomes the system $$ at_n=at_0,\quad af_n=af_0. $$ This implies $f_0\in f_n+T\subset M_n$ for all $n$, and thus $f_0\in I$, as was to be shown.