Here's a proof of the finite dimensional case over any field (finite or infinite):
Theorem. Let $\mathbf{V}$ be a nonzero finite dimensional vector space over $\mathbf{F}$. If $\mathbf{V}$ is a union of $\kappa$ proper subspaces, then $\kappa\geq|\mathbf{F}|$.
Proof. Write $\mathbf{V}=\bigcup\limits_{k\in\kappa} W_{k}$, with $W_k$ a proper subspace of $\mathbf{V}$. By enlarging the $W_k$ as necessary, we may assume that $\dim(\mathbf{V}/W_i) = 1$ for all $i$.
The proof is by induction on $\dim(\mathbf{V})$. The result is trivially true if $\dim(\mathbf{V})=1$, because $\mathbf{V}$ is never the union of proper subspaces in this case.
For the case of $\dim(\mathbf{V})=2$, let $\{w_1\}$ be a basis for $W_1$, and let $v\notin W_1$. For each $\alpha\in \mathbf{F}$ there exists $j_{\alpha}\in\kappa$ such that $w_1+\alpha v\in W_{j_{\alpha}}$. Moreover, if $\alpha\neq\beta$, then $w_1+\alpha v$ and $w_1+\beta v$ are linearly independent, since $\{w_1,v\}$ are a basis for $\mathbf{V}$. Thus, no $W_k$ contains more than one $w_1+\alpha v$. This gives an injection from $\mathbf{F}$ to $\kappa$, proving that $\kappa\geq|\mathbf{F}|$, as required.
Assume the result holds for $n$-dimensional vector spaces, and let $\mathbf{V}$ be $(n+1)$-dimensional. Let $\{w_1,\ldots,w_n\}$ be a basis for $W_1$, and $v\notin W_1$. For each $\alpha\in\mathbf{F}$, consider the $n$-dimensional subspace $W_{\alpha}=\mathrm{span}(w_1+\alpha v,w_2,\ldots,w_n)$. If $W_{\alpha}$ is contained in some $W_k$, then $W_{\alpha}=W_k$ by dimension considerations; and if $W_{\alpha}=W_{\beta}$, then $\alpha=\beta$, for otherwise we would be able to find a nontrivial linear dependency involving $w_1,\ldots,w_n,v$. So there is again an injection from the set
$$S=\{\alpha\in\mathbf{F} \mid W_{\alpha}=W_k\text{ for some }k\in \kappa\}$$
to $\kappa$ (assuming WLOG that the $W_k$ are pairwise distinct). If the set has cardinality $|\mathbf{F}|$ we are done. Otherwise, let $\alpha_0\in\mathbf{F}\setminus S$, and look at $W_{\alpha_0}$. For each $k\in \kappa$, $W_{\alpha_0}\cap W_k\neq W_{\alpha_0}$; since
$$W_{\alpha_0} = W_{\alpha_0}\cap\mathbf{V} = W_{\alpha_0}\cap\left(\bigcup_{k\in\kappa}W_k\right) = \bigcup_{k\in\kappa}(W_{\alpha_0}\cap W_k),$$
then by the induction hypothesis we have that $\kappa\geq|\mathbf{F}|$. QED
I suspect a similar argument can be made in the infinite dimensional case; certainly, we can construct the analogous set to $S$, and if $|S|=|\mathbf{F}|$ then we are done. But if not, then $\dim(W_{\alpha})=\dim(\mathbf{V})$, so we cannot really use a reduction argument. But I think there may be a way to tweak this.
As Pete L. Clark has noted, the result does not hold in the infinite dimensional case.
